Money / Personal Finance

Build a stronger money system.

Practical guidance for budgeting, saving, banking, credit and everyday financial decisions in India.

Invest / Wealth Building

Invest with a process, not a guess.

Learn mutual funds, SIPs, stocks, ETFs, gold, bonds and long-term portfolio thinking.

Borrow / Credit & Debt

Borrow less blindly. Choose credit better.

Understand loans, EMIs, interest costs, eligibility and debt management before you borrow.

Tax / India

Make tax decisions with clarity.

Understand income tax, tax regimes, ITR, TDS, GST and capital gains through practical explainers.

Protect / Family & Future

Protect the plan you are building.

Insurance, emergency funds and retirement planning help protect income, family goals and long-term resilience.

Markets / Economy

Understand markets beyond the headline.

Follow Indian markets, economic signals, inflation, sectors and global developments with context rather than noise.

Tools / Calculators

Turn financial questions into numbers.

Use simple calculators for EMIs, SIPs, fixed deposits, tax and retirement planning.

MONEY • TOOLS

Calculator

Clear numbers for better financial decisions.

Calculator

What to check before you decide

    How to use this calculator

    Use the result as an educational planning illustration. Change the assumptions and compare scenarios rather than relying on one number.

    Should I compare multiple scenarios?

    Yes. Interest rates, returns, inflation, fees, taxes and timelines can materially change the result.

    Are the results guaranteed?

    No. Actual outcomes depend on the product terms, market conditions, taxes, fees, timing and your individual circumstances.

    Can this replace professional advice?

    No. Use it as an educational tool and verify important financial decisions with the relevant institution or qualified professional.

    Important: This calculator is for educational illustration only. Actual outcomes may differ.
    Fintaxtical • Understand Money. Decide Better.

    GST Calculator

    Tax • GST

    GST Calculator

    Calculate GST-inclusive and GST-exclusive amounts and split the tax into CGST/SGST or IGST for a simple transaction illustration.

    India-focusedFree calculatorIllustration only

    GST Calculator

    Base amount—
    GST—
    Final amount—

    How to read the result

    For an intra-state illustration, the GST is split equally between CGST and SGST. For an inter-state illustration, the full GST is shown as IGST.

    Tax compliance note: The correct GST rate, place-of-supply treatment, exemptions and invoicing rules depend on the transaction. This calculator is not a GST return or tax advisory tool.

    GST-inclusive vs GST-exclusive

    If a quoted price is exclusive of GST, tax is added to the base price. If the price is GST-inclusive, the tax component must be backed out of the total rather than simply multiplying the total by the GST rate.

    For individuals and small businesses

    • Ask whether the quoted price is inclusive or exclusive of GST.
    • Check the invoice for the correct GSTIN and tax components where applicable.
    • Do not assume every product/service has the same GST treatment.
    • For business decisions, consider input tax credit eligibility separately from the customer-facing GST amount.

    Frequently Asked Questions

    Is this calculator suitable for filing a GST return?

    No. It is a transaction-level illustration only.

    Why is CGST half of GST?

    For the simple intra-state scenario selected here, the total GST is illustrated as equal CGST and SGST components.

    Important: This calculator is for educational illustration only. Actual outcomes depend on product terms, taxes, fees, market returns, timing and individual circumstances. Verify important financial decisions with the relevant institution/professional.

    Fintaxtical • Understand Money. Decide Better.

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    Clear & PracticalFinance explained in simple language.
    Decision FocusedTools built to help you understand trade-offs.
    EducationalInformation is for learning, not personalized advice.